I mostly use PayPal for payment but if they're in the same country as me I prefer ETransfer.
Paypal can be easy bc you can just send them a link for payment and then transfer it over to your card.
As for pricing, my beginning prices when I just started were on the cheaper side, but I found doing comms for cheap was not worth it. It is very draining, and you don't get paid adequately for your time and effort. I would consider how long a piece takes to create, how you can seperate your works into different tiers (such as icons - coloured sketches - flat colours - full renders) with the higher tiers being more expensive, and I'd say the more comms you get take that as a sign to raise prices to match your demand.
Hope this makes sense lol, I'm no expert on this stuff, but I hope this helps :)