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Home buying 101 guide

Posted by Chaz

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Home buying 101 and helping guide to first time home buyers 


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Reply by 𝕽𝖊𝖓𝖊𝖊

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Step one: Have money

Step two: ??????


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Reply by Tavish

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Require an inspection from a certified person.


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Reply by Junky Punky Patrick

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I've got a nice cardboard box, does  that count?


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Reply by Jessika ʕ •ᴥ•ʔ

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Not bought a home before but been with my parents who have. 2nd understanding the land itself first coming from a place with a lot of sink holes + and we lost a bit of our property with road expansion. Knew a person who lost pretty much the entire front yard to it to!


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Reply by Kass

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From what I'm learning about buying a home in Canada (Ontario) 

First time home buyers you only need to save 5% for a down payment. 
You can join a first time home buyer initative where the government will add another 5% for a down payment. 
Go talk to your bank and talk to a mortgage specialist they can pull up your credit and you can see what you can fix to make everything look better. While you're at the bank ask them what you may be looking at for a mortgage rate. 
Try to keep your credit the entire home buying time at around 650. 
ALWAYS DO A HOME INSPECTION. ITS WORTH THE MONEY 
remember you not only need to save for your down, but lawyer fees and closing costs as well.
The bank may tell you, you can get a house that worth x amount. Pull up a mortgage calculator, can you actually afford that mortgage on top of your monthly bills and saving? 


Now if I'm wrong please correct me but so far this is what I'm seeing when I've talked to people 



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Reply by Mukesh Panda

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Here are some tips for 1st time home buyers,

  • The size of the home should be based on your budget, number of family members,etc.
  • Builders charge higher rates for apartments on higher floors in high rise buildings.
  • Decide the type of home you need - apartment, independent house etc.
  • Consider your need for amenities such as gym, pool, etc.
  • Location of your home (proximity to schools, hospital, etc.) is important
  • Buy a property from a reputed builder.
  • Avail a home loan to fund your dream home.
I think this will help you. I have followed above tips to buy my 1st home in Mumbai. I have shifted there by a professional movers in Mumbai smoothly. That was a nice experience.


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Reply by hetashap

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You need to select the state of your residence, and the coverage of the insurance while registering for the activation.MyHealthPlanAccount


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Reply by jackkyy

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Preparing to buy tips 

Start saving early. 

Decide how much home you can afford. 

Check and strengthen your credit. 

Explore mortgage options. 

Research first-time home buyer assistance programs. 

Compare mortgage rates and fees. 

Get a preapproval letter. 

Choose a real estate agent carefully.


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Reply by deniiss

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it's imprortant to check the house before purchasing to avoid the risks. Now I know that exposure to a large number of mold spores in the old house may cause allergic symptoms such as watery eyes, runny nose, sdifficulty breathing, headache, and fatigue. That's why I found mold remediation in Newark to check the house that I want to buy. They also can help to get rid of mold fast and at competitive price. Useful service.


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Reply by algold

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I bought my first house last year and now I'm doing the full renovation. I've already renovated the bathroom and kitchen and now I want to order new door numbers for my front door, click here. These numbers look so stylish and they are made from high quality materials. That's what I was looking for so long. The best thing is that this company can create any design for numbers fast and at competitive price. Hope I'll get my numbers in the near future and finish the renovation.


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